SILVER PLAN
Silver
For older or higher-mileage vehicles. Essential mechanical and electrical cover. Manual and automatic vehicles. Not available for EV or hybrid vehicles — see Platinum for full EV/hybrid protection.
Eligible Vehicles
Up to 15 years, Up to 150,000 miles, both
At a glance
Claim Limit
£1,000/claim
Annual Cap
£3000 / year
Excess
£75
Labour
£50/h
MOT
Not included
Diagnostic
£ 25 contribution
Breakdown
+£50 optional add-on
Waiting Period
30 days
Vehicle Pricing Factors — Apply to all plans
Your final price depends on your vehicle. We confirm it from a free DVLA reg lookup at checkout. Only the single highest factor applies (not cumulative):
Breakdown
Driving an electric or plug-in commercial vehicle? The standard Commercial plan doesn't include the high-voltage drive system. Add it here to cover the four most expensive EV components — for an extra £50 on your premium.
Pricing · Annual, 2-Year, 3-Year
Save up to 20% with a multi-year plan
2-year saves 15% vs renewing annually; 3-year is our best value. 14-day cooling-off period on all durations.
What's Covered
Plan-specific coverage schedule
Listed in plain English. Full exclusions in T&Cs §6. Pre-existing faults and wear items are not covered.
Core mechanical and electrical component cover
Engine internal components
Full internal engine coverage including camshafts, crankshafts, pistons, timing gears, turbocharger units. Drive Safe Warranty ensures cost contribution and authorisation.
Essential electrical parts
Starter motor, alternator, wiper motors, and solenoids. Fault validation handled by Drive Safe Warranty.
Breakdown cover (subject to availability)
Cooling system components
Radiator, oil cooler, thermostats, water pumps, HVAC components covered. Authorised garage invoices required.
OPTIONAL ADD-ON
ABS, sensors and ECUs (+£50)
Pre-purchase MOT condition
Check your MOT expiry before you buy
We can't cover a vehicle if its MOT is due to expire within 40 days — unless you give us a fresh MOT pass or an independent inspection from the last 14 days. This doesn't apply to cars under 3 years old that don't yet need an MOT.
Important — Applies to all plans
30-day waiting period from plan start date
No claims can be made in the first 30 days from purchase. Pre-existing faults — those arising or existing before the waiting period ends — are not covered. This is a universal condition across every DriveSafe plan.